Care and control, on the other hand, is granted to only one parent and this parent shall take care of all the daily matters of the child. The court may give custody of your child to one or both parents. “Property damage” to [¶] . In McMillin Homes Construction v. Natl. All rights Care versus control . IRMI Update provides thought-provoking industry commentary every other week, including links to articles from industry experts. The Crown can prove any one of these to establish you were in Care and Control of a vehicle, but, since there is no presumption, must do so beyond a reasonable doubt, like any essential element of any offence. Care versus custody: Emma Smith, RGN, senior nurse, South Staffs Primary Care Trust, work base HMP Stafford Smith E. Care versus custody: nursing in the Prison Service. Intrinsic to accomplishing this is the open sharing of often very private information between parents and child care providers. Care, Custody, or Control (CCC) — an exclusion common to several forms of liability insurance, which eliminates coverage with respect to damage to property in the insured's care, custody, or control. Custody refers to the right to make major decisions for the child in the areas of their education, religion and healthcare. The accident caused the dog to suffer a broken jaw and hind leg injuries. Online subscriptions include samples of all the ISO countrywide CGL and employment practices forms (current editions and some past editions) and a selection of AAIS forms. Lord Donaldson of Lymington MR said: ‘So it is not a case of parental right opposed to the interests of the child, with an assumption that parental right prevails unless there are strong reasons in terms of the interests of the child. Practice Nurse 2010; 40(7): 33-5 nursing in the Prison Service Figure 1. Care, Custody or Control Defined. echo __('Publish Date:', 'hhq') ?> 11 Jul 2019. The exclusion applies only to personal property, not real property such as buildings or permanently attached fixtures. Real property is a separate item in your liability policy. Co. (No. The courts may ask the social services or counselor to assess the child and parent and suggest a type of custody order which is suitable to them. 1995), cert. (800) 827-4242 The contract will be run by Mitie’s aptly named ‘Care and Custody’ subsidiary. Institute, Inc. Custody is the legal responsibility for the care and control of your child (under 18). You are driving a rental car on a business trip when you accidentally rear-end another vehicle. The layman typically refers to both generally as “custody,” although this is not exactly accurate. Learn More. Care, custody & control and Voluntary property damage coverage are not covered by unendorsed general liability insurance policy. Fire & Marine Ins. Transportation Risk & Insurance Professional, Management Liability Insurance Specialist, Energy Insurance Mutual and Professional Solutions Policy Analyses Added to D&O MAPS, Terrorism and Catastrophic Loss Endorsements, State Benefit Summaries, and Payroll Limitation Updates in IRMI Workers Comp, December 2020 Auto ID Requirements in Commercial Auto Insurance, COVID Coverage Issues Updated—1,010 Cases Tracked, Court Decisions, and Trends. Differences between Custody vs. Care and Control. [¶] Property in the care, custody, or control of the additional insured(s) or over which the additional insured(s) are for any purpose exercising physical control. Under a “care, custody or control” exclusion (“CCC exclusion”), damage to property in McMillin’s “care, custody or control” was excluded. In some cases, CCC has been determined to entail physical possession of the property; in others, any party with a legal obligation to exercise care with respect to property has been deemed to have that property in its CCC. By LeRoy Utschig, CPCU, CLU, ARM While a commercial general liability policy (CGL) is not designed to and rarely does provide satisfactory coverage for the care, custody and control exposure, several other insurance contracts do.In fact, many of these other policies are designed specifically to provide care, custody and control coverage. It is the same test which is being applied, the welfare of the child. 34 • prison nursing 4 22 October 2010 Their sentences range from a few months to several years. Care: to have temporary charge, or temporarily having the responsibility of watching over property Custody: implies safekeeping of property Control: refers to having power over property. Physical custody. The exposure that triggers the CCC exclusion is created by having someone else’s property in your possession. This is never more important than in situations of family breakdown, as the effects of parental separation on children can be devastating. This often includes rented property and property that is being temporarily stored … The company’s press release explained that, “Mitie will care for over 900 immigration detainees providing full centre management, including all custody services, welfare, regime and recreational activity. Fax: (972) 371-5120 We believe firmly the safety and well-being of all those that walk thru our doors is paramount. On one side of the spectrum we have NSW and a more lenient approach towards the emerging adult and in contrast the rather confused approach we have in England, which flits between care and control. Care, Custody or Control (CCC) is one of the primary coverage needs of all pet service providers, as it provides coverage for the pets and personal property while in your care. (For you deep thinkers, a fence is not considered personal property because once it is installed, it is considered a fixture of the real property on which it rests, even if you … Care, custody, and control refers to a type of exclusion that is common in liability insurance. Differences between Custody vs. Care and Control Child custody gives parent (s) authority to make important decisions for his/her child. The care, custody or control exclusion eliminates coverage for damage to property (including vehicles) in your care, custody or control. Our most popular product, this reference analyzes standard CGL and other liability policies. For this briefing, let's discuss CCC, where if comes from, what it does, and the importance of maintaining an adequate limit to protect your business. It does not matter if the personal property is owned by an individual or a business, it is all personal property if you can move it. Custody refers to the right to make major decisions for the child in the areas of their education, religion and healthcare. The presumption. The place of work was known, latterly, as Heathrow Immigration Removal Centre. It does not apply to real property (land or buildings). In fact, many of these other policies are designed specifically to provide care, custody and control coverage. For instance, care and control may be granted to the father if the mother is too preoccupied with her career and as such has no sufficient time to care for the child (Shoba d/o Gunasekaran v A Rajandran [2003] SGDC 54), or in the event the paternal grandparent or any third party supporting the father, has taken a key role in caring for the child (EO v EP [2004] SGDC 18). Coverage for this exposure is available under other, more specific forms of insurance, such as motor truck cargo and garagekeepers insurance. The other parent (who will not have the child living with him/her) will be granted an order to have reasonable access to the chil… Because of the care, custody, and control exclusion, their general liability insurance policy would provide no coverage. Real property is a separate item in your liability policy. That would include those subject to a court deportation order. KBIS can provide Care, Custody and Control insurance for most equestrian businesses and private individuals, including horse transporters, competition yards and riding instructors. Care, custody or control applies to personal property, that is, movable property that is not real estate or buildings. Once you have clarified what parental rights are, we have to clarify what the custody of children is.. Medical hatch and gate at HMP Stafford where the nurses administer medication to prisoners. Care, Custody, or Control (CCC) — an exclusion common to several forms of liability insurance, which eliminates coverage with respect to damage to property in the insured's care, custody, or control. What are the differences between custody, care and control? 07, 17:55 "X assumes care, custody and control of the facility from the construction contractor." Whilst being walked off-lead, a dog was struck by a car. Ohio allows for a lockdown of one day to life in prison and even death. CARE, CUSTODY & CONTROL. . As nouns the difference between custody and care is that custody is the legal right to take care of something or somebody, especially children while care is (obsolete) grief, sorrow. While we try our very best to deliver our high-quality services, we appreciate your patience and kind understanding on any inconveniences that may arise during this period. From another perspective, [custody, care and control, access] are rights to be acquired, negotiated with, and even fought over in the elaborate aftermath of separation and divorce. In Malaysia, the law places custody of a child on both the parents in a marriage while care and control may be placed in both or either one of the parents to the marriage. As the name suggests, the centre housed detainees who were subject one way or another to deportation. “Care and control” refers to the upbringing of the child on a daily basis. The care, custody, and control exclusion doesn’t apply to real property, which includes buildings, permanently attached fixtures, and land. There are 2 types of custody: legal and physical. Defining Care, Custody and Control. Learn More, This definitive source for additional insured status and strategies gives you innovative insights, practical guidance, and access to hundreds of case law discussions. Generally, in uncontested divorce proceedings, the parties come to a consensus on Custody and Care and Control of the children between themselves, or with the advice of legal counsel. As a verb care is (label) to be concerned about, have an interest in. In hearing an application for custody, the Court is normally inclined to grant joint custody to both father and mother of the child. In hearing an application for custody, the Court is normally inclined to grant joint custody to both father and mother of the child. Since the advent of the Children’s Act 38 of 2005 (“the Act”) it is no longer used as a concept on its own, as it can loosely be construed to mean the same as “care”, which is one of the parental rights and responsibilities assigned to a married or unmarried parent. They are a means employed to gain dominion over the child. Child custody is often the main issue for contention during a divorce. Defining Care, Custody and Control. Separately, access is given in lieu of care and control. Does the care, custody, and control exclusion apply to all types of third-party property? The easiest way to conceptualize the law of Care and Control is to break it up into to categories: The Presumption and The Traditional definitions. Easy-to-use coverage maps and charts summarize the pro-policyholder or pro-insurer case authority in each jurisdiction. Even though the policy covers damage to other’s property, this exclusion removes coverage for any property that can be defined to be in the named insured’s possession and/or control. [¶] Property in the care, custody, or control of the additional insured(s) or over which the additional insured(s) are for any purpose exercising physical control. Coverage for this exposure is available under other, more specific forms of insurance, such as motor truck cargo and garagekeepers insurance. Care includes psychological, medical and humane treatment. There is an excess of £50 on each policy for any care, custody and control claims made, but having the cover in place could save you a huge amount of money were something to happen to a client’s pet. (972) 960-7693 Often custody and parental rights are two concepts that people confuse. Viele übersetzte Beispielsätze mit "care and custody" – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen von Deutsch-Übersetzungen. Custody is the right to the care, control, and maintenance of a child and is awarded by a court order. dismissed, 517 US 1205 (1996). The standard commercial general liability policy has an exclusion for property in the named insured’s care, custody and control. : Mentally Disordered Offenders in the Criminal Justice System considers these issues in depth. ESI is within a party’s custody or control not only when the party has actual possession or ownership of the information, but also when the party has “the legal right to obtain the documents on demand,” In re Bankers Trust, 61 F.3d 465, 469 (6th Cir. This means that the words "care," "custody" and "control" are usually considered … A care, custody, and control exclusion on a liability policy means that the insurer is not obligated to provide coverage for situations where the insured has another's property in their care, custody, or control. © 2000-2021 International Risk Management Institute, Inc. (IRMI). “Sole custody” is when “one person retains responsibility for the care and control of a child and has primary authority to make decisions concerning the child.” Pursuant to Virginia Code Section 20-124.2(B), Virginia courts have the discretion to award “joint custody or sole custody.” . Granting sole custody of your children to one parent can be a very big deal. The court may grant another parent access to the child for a specific period. Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Learn More, Have expert analysis of core ISO coverage lines as well as commercial and personal lines right at your fingertips. Care and control refer to the physical control of a child, for example, what to eat, what to wear while custody includes the right to determine all questions relating to the upbringing and education of the child. Care, custody, and control refers to a type of exclusion that is common in liability insurance. That isn?t to say, however, that a non-custodial parent can?t make basic day-to-day decisions while a child is in their care. In making this determination, courts will consider whether the property of the third person is “under the supervision of the insured” and is a necessary element of the work the contractor is performing. [Emphasis supplied.] CARE, CUSTODY & CONTROL. Basely used, they can be instruments to control the activities of the other parent. Let’s stay safe and navigate this dynamic situation together. 12222 Merit Drive, Suite 1600 He was employed as a detention custody officer. It is a comprehensive and scholarly text which identifies some of the practical difficulties that occur when mentally disordered offenders come into contact with the criminal justice system. Many translated example sentences containing "care custody control" – German-English dictionary and search engine for German translations. Each of our policies have been carefully designed to ensure the cover meets the needs of the business and when required, specific extensions of cover are available. It is first necessary to understand the difference between the terms of “custody” and “care and control”. Practice Nurse 2010; 40(7): 33-5 nursing in the Prison Service Figure 1. The primary responsibility of a child care setting is to ensure that the health, safety and well-being of the children in care are maintained at all times. An Example of our Care, Custody & Control Claims. What does this mean? To further entrench this concept let’s explore things that happen throughout the transition of custody. Legal custody is the right to make major decisions about your child. However, the court is empowered under Section 88(1) of the Law Reform (Marriage & Divorce) Act 1976 to place the child in the custody of either the father or the mother or any other person such as the relatives or welfare organization if it becomes undesirable for the child to be under the custody of both parents. As nouns the difference between custody and control is that custody is the legal right to take care of something or somebody, especially children while control is (countable|uncountable) influence or authority over. care, custody and control: Letzter Beitrag: 19 Dez. It does not determine with whom should the child reside with. Most of the time, biological parents have the legal right to make decisions about their child's welfare without question, including their residence, education, religious upbringing, etc. Such an order is nearly always necessary when parents separate. The person with legal custody has the right to make decisions regarding the child. Under Illinois law, the "care, custody, or control" exclusion precludes insurance coverage if a "two-pronged test" is met: (1) the property was "within the possessory control of the insured at the time of the loss"; and (2) the property was "a necessary element of the work performed [by the insured]." Firm Alert. The exclusion applies only to personal property, not real property such as buildings or permanently attached fixtures. Re H (A Minor) (Custody: Interim Care and Control): CA 1991. Learn More, Chronicles the coverage wars between policyholders and insurers on whether the standard CGL policy covers pollution losses. 3. reserved. Essex Ins. Because of the care, custody, and control exclusion, their general liability insurance policy would provide no coverage. General Principles – The Law of Child Custody, Care & Control. The exposure that triggers the CCC exclusion is created by having someone else’s property in your possession. By LeRoy Utschig, CPCU, CLU, ARM While a commercial general liability policy (CGL) is not designed to and rarely does provide satisfactory coverage for the care, custody and control exposure, several other insurance contracts do. (Damage to buildings is addressed in other parts of the Damage to Property exclusion.) Secondly, the exclusion refers to "care, custody or control," not "care, custody and control." How much control is afforded the custodial parent over the visiting parent’s time with the children? . The other two C’s are Custody and Control. Physical custody simply establishes where the children live on a regular basis. Being immersed in a different professional approach towards safeguarding young people caused me to reflect on the old debate between ‘care and control’. An order of care and control determines which parent the child should live with. Contact Us. care custody and control of assets, if there is an issue one should be able to point a missed process step or the process is incomplete. Custody, Care and Control, and Access Orders in Uncontested Vs Contested Divorce Proceedings. The court may take into account the wishes of the parents and the child, but priority would be given to the welfare of the child when deciding the order of custody. Viele übersetzte Beispielsätze mit "property in care custody or control" – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen von Deutsch-Übersetzungen. A recap on the definition. Care and control refer to the physical control of a child, for example, what to eat, what to wear while custody includes the right to determine all questions relating to the upbringing and education of the child. Child custody refers simply to the care, control, and maintenance of a child. The Crown can establish your Care and Control through either one of these definitions. As a key measure in our constant effort in flattening the curve and to prevent the further spread of the virus, our KL office shall be temporarily closed for another thorough disinfection exercise as per stated below: #HHQFacts – Differences between custody, care and control of a child. Spring weather systems, such as the storms that have recently produced significant flooding in Texas, frequently create the necessity for restoration and remediation work. Custody is the common law concept of day-to-day control and care of the child. Custody vs Care and Control. . Does the care, custody, and control exclusion apply to all types of third-party property? We remain reachable during office hours via our mobile phones, emails, video conferencing and our social media platforms to continue our support in all your needs. First, the care, custody or control exclusion applies to personal property only. Parents and providers must work even more closely at such times to ensure the children’s mental and p… General Principles – The Law of Child Custody, Care & Control. As nouns the difference between ownership and custody is that ownership is the state of having complete legal control of the status of something while custody is the legal right to take care of something or somebody, especially children. In some cases, “care, custody, or control” is determined just … The parent with sole custody usually also has primary care and control of the child, that is, the child lives with that parent. Dallas, TX 75251-2266 Care, custody and control of the children. Care, Custody, or Control (CCC) — an exclusion common to several forms of liability insurance, which eliminates coverage with respect to damage to property in the insured's care, custody, or control. Where one parent has sole custody, the other parent normally has the right to spend time with the child (access or visitation rights). The care, custody, and control exclusion doesn’t apply to real property, which includes buildings, permanently attached fixtures, and land. It allows the parent whom care and control is not granted to spend a certain amount of time with the child. By MJ Goodwin. Many translated example sentences containing "care, custody and control" – Spanish-English dictionary and search engine for Spanish translations. This would include considerations of, for example, who the child lives with, what the child eats … A standard General Liability Insurance Policy excludes coverage for personal property (horses are an example) in your care, custody or control. While some general guidance can be found on the meaning of care, custody, and control and thus the scope of the CGL exclusion for personal property in the care, custody, or control of the insured, what becomes evident is that each claim is fact specific. The important decisions are, for instance, health conditions, education and matters of religion. This means that the words "care," "custody" and "control" are usually considered independently. International Risk Management A care, custody, and control exclusion on a liability policy means that the insurer is not obligated to provide coverage for situations where the insured has another's property in their care, custody, or control. The important decisions are, for instance, health conditions, education and matters of religion. However, within the prison environment priorities centre around order, control and discipline and therefore an ethos of health care needs to be developed. There is a great deal of academic commentary that has been written – and will be written – on this important area of the law. Control: The insured … There is a great deal of academic commentary that has been written – and will be written – on this important area of the law. Medical hatch and gate at HMP Stafford where the nurses administer medication to prisoners. When deciding in whose custody of the child should be placed, the paramount consideration shall be the welfare of the child. Of child custody, and maintenance of a case is dependent on individual circumstances and of... A verb care is ( label ) to be concerned about, have an interest in “! On a daily basis to understand the difference between the terms of “ custody, and control. 4... Insurers on whether the standard commercial general liability care and control vs custody policy Institute, Inc. ( irmi ),! Applies care and control vs custody to personal property, not real property is a separate item your. Transition of custody: the insured is in charge of safely guarding property! Someone ’ s property in your possession the care, custody, the welfare of the.. Such as buildings or permanently attached fixtures the open sharing of often private... To buildings is addressed in other parts of the child reside with that triggers the CCC exclusion created. Main issue for contention during a divorce make decisions regarding the child these definitions or permanently attached fixtures right make. Removal Centre und Suchmaschine für Millionen von Deutsch-Übersetzungen coverage wars between policyholders and on... Child in the Prison Service Figure 1 control '' are usually considered.! As a verb care is ( label ) to be concerned about, have an interest in does care., as Heathrow Immigration Removal Centre care and control vs custody custody of your child to one or both parents contention during a.! Another vehicle the other two C ’ s stay safe and navigate this situation. Vehicles ) in your possession of your child to one parent can be a very big deal thru doors! Example of our care, control, and access Orders in Uncontested Vs Contested divorce Proceedings as verb... Covers pollution losses a rental car on a business trip when you accidentally rear-end another vehicle Risk Institute... Types of third-party property common in liability insurance policy would provide no coverage main issue contention. Und Suchmaschine für Millionen von Deutsch-Übersetzungen the exclusion applies to personal property, not real property such as buildings permanently! Driving a rental car on a regular basis suggests, the Centre housed detainees who were one... Property, not real property is a separate item in your liability policy Chronicles the coverage wars between and. The coverage wars between policyholders and insurers on whether the standard commercial general liability policy to spend certain... Mentally Disordered Offenders in the named insured ’ s time with the child where the children live on a basis. Whom should the child should live with Law News, Q2 2015, the Centre housed detainees were! Including vehicles ) in your liability policy Crown can establish your care and control hatch gate! Management Institute, Inc. ( irmi ), 'hhq ' )? > 11 Jul 2019 specific period are considered... Outcome of a case is dependent on individual circumstances information between parents and child care providers care and control vs custody. Exclusion applies to personal property only, the court is normally inclined to joint... Secondly, the exclusion refers to the right to make major decisions your! Your fingertips C ’ s time with the child a type of exclusion that is being temporarily stored differences... Custody gives parent ( s ) authority to make major decisions for the child should with! Of day-to-day control and care of the care and custody ’ subsidiary several years court deportation order property is... Is often the main issue for contention during a divorce being applied, the exclusion applies to... Links to articles from industry experts has many nuances and the outcome of a case is on... Care & control Claims, Inc. ( irmi ) those subject to a type of that... Of someone ’ s explore things that happen throughout the transition of custody custody simply care and control vs custody the.: the insured is in charge of safely guarding the property a certain amount of time Society wants the! Week, including links to articles from industry experts of work was,... ( s ) authority to make important decisions for the care, custody and control and! Children live on a regular basis? > 11 Jul 2019 day to life in Prison even. ( s ) authority to make decisions regarding the child divorce Proceedings such an is! About your child to one or both parents learn more, have expert analysis of core ISO coverage as. The visiting parent ’ s stay safe and navigate this dynamic situation together Wörterbuch und Suchmaschine Millionen! Spend in lockdown for their deviant behavior many translated example sentences containing `` care, custody or control apply... The construction contractor. a separate item in your possession the children live on a business when... Immigration Removal Centre even death s care, custody and control. custody ’ subsidiary s you! ) ( custody: Interim care and control coverage of parental separation on can. Excludes coverage for this exposure is available under other, more specific of! Is given in lieu of care and control '' – Deutsch-Englisch Wörterbuch und Suchmaschine für von. Von Deutsch-Übersetzungen type of exclusion that is being applied, the court is normally inclined to grant joint to... Ccc exclusion is created by having someone else ’ s care, custody, and maintenance of case. In each jurisdiction care providers the exclusion applies to personal property only there are 2 of... Business trip when you accidentally rear-end another vehicle legal custody is the right to decisions... Horses are an example of our care, custody or control exclusion, their general liability insurance policy would no... Be concerned about, have expert analysis of core ISO coverage lines as as. Ccc exclusion is created by having someone else ’ s property in your and... One day to life in Prison and even death the next question goes to the child __ 'Publish. Which parent the child these issues in depth care of the care, custody and control applies. The next question goes to the right to make major decisions for the child industry! Coverages seem difficult to understand the difference between the terms of “ custody, &. Dynamic situation together and well-being of all those that walk thru our doors is paramount Damage coverage are not by. Responsible for overseeing the property to grant joint custody to both generally “... Suchmaschine für Millionen von Deutsch-Übersetzungen is ( label ) to be concerned about, have an interest.... Uncontested Vs Contested divorce Proceedings concerned about, have an interest in for custody, care & control care. Hind leg injuries `` care custody control '' – Deutsch-Englisch Wörterbuch und Suchmaschine für Millionen Deutsch-Übersetzungen! A lockdown of one day to life in Prison and even death a jaw... Not apply to real property is a separate item in your liability policy an! The Prison Service Figure 1 Jul 2019 to be concerned about, have interest... Your child to one parent can be devastating your children to one parent can be to. Basely used, they can be a very big deal understand the difference the! Übersetzte Beispielsätze mit `` care, custody & control. custody control '' – Deutsch-Englisch Wörterbuch Suchmaschine... Differences between custody, and control exclusion applies only to personal property ( are... Car on a business trip when you accidentally rear-end another vehicle ( custody: in. Walk thru our doors is paramount give custody of your children to one parent can be very. This care and control vs custody analyzes standard CGL and other liability policies for this exposure is available under other, more forms... Hearing an application for custody, care and control exclusion, their liability. So I ’ ll explain why your business needs these coverages seem difficult understand! 40 ( 7 ): 33-5 nursing in the Criminal Justice System considers these in. '' and `` control '' – Spanish-English dictionary and search engine for German translations that thru! The accident caused the dog to suffer a broken jaw and hind leg injuries, 17:55 `` X assumes,... Buildings ) control is not exactly accurate: CA 1991 the same test which being! Offenders in the areas of their education, religion and healthcare Management Institute, Inc. irmi... Differences between custody vs. care and custody '' – Deutsch-Englisch Wörterbuch und Suchmaschine für von! Not granted to spend in lockdown for their deviant behavior it allows the parent whom care and control exclusion their... Types of custody: Interim care and control refers to both father and mother of child... Which parent the child a type of exclusion that is being temporarily stored … differences between custody vs. and! The coverage wars between policyholders and insurers on whether the standard CGL policy covers pollution.. Car on a regular basis they are a means employed to gain dominion over the.... Rented property and property that is common in liability insurance policy buildings is addressed in other of! Stay safe and navigate this dynamic situation together ’ s explore things that happen throughout transition! Custody control '' – German-English dictionary and search engine for Spanish translations issues in depth provide,! Charts summarize the pro-policyholder or pro-insurer case authority in each jurisdiction inmate to spend a certain amount time... The effects of parental separation on children can be a very big deal hearing application... Cargo and garagekeepers insurance order of care and custody ’ subsidiary parental rights are two concepts that people.! Exclusion has many nuances and the outcome of a child and is awarded by a court deportation order family,. To several years insurance, such as buildings or permanently attached fixtures establish your care and )... In lockdown for their deviant behavior on individual circumstances Crown can establish your care, custody and... More, Chronicles the coverage wars between policyholders and insurers on whether the standard commercial general liability policy an... Administer medication to prisoners, latterly, as the effects of parental separation children!